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Statute of Limitations for Debt Collection

Disclaimer: State Laws may be changed repealed or updated. This state law chart is for comparison / example purposes only. Do not substitute any information on this site for advice from a licensed attorney.

State	Credit Card Debt	Other Statutes
Alabama	3 years	Alabama Statutes
Alaska	6	Alaska Statutes
Arizona	3	Arizona Statutes
Arkansas	3	Arkansas Statutes
California	4	California Statutes
Colorado	6	Colorado Statutes
Connecticut	6	Connecticut Statutes
Delaware	3	Delaware Statutes
D.C.	3	D.C. Statutes
Florida	4	Florida Statutes
Georgia	4	Georgia Statutes
Hawaii	6	Hawaii Statutes
Idaho	4	Idaho Statutes
Illinois	5	Illinois Statutes
Indiana	6	Indiana Statutes
Iowa	5	Iowa Statutes
Kansas	3	Kansas Statutes
Kentucky	5	Kentucky Statutes
Louisiana	3	Louisiana Statutes
Maine	6	Maine Statutes
Maryland	3	Maryland Statutes
Massachusetts	6	Massachusetts Statutes
Michigan	6	Michigan Statutes
Minnesota	6	Minnesota Statutes
Mississippi	3	Mississippi Statutes
Missouri	5	Missouri Statutes
Montana	5	Montana Statutes
Nebraska	4	Nebraska Statutes
Nevada	4	Nevada Statutes
New Hampshire	3	New Hampshire Statutes
New Jersey	6	New Jersey Statutes
New Mexico	4	New Mexico Statutes
New York	6	New York Statutes
North Carolina	3	North Carolina Statutes
North Dakota	6	North Dakota Statutes
Ohio	-	Ohio Statutes
Oklahoma	3	Oklahoma Statutes
Oregon	6	Oregon Statutes
Pennsylvania	4	Pennsylvania Statutes
Rhode Island	10	Rhode Island Statutes
South Carolina	3	South Carolina Statutes
South Dakota	6	South Dakota Statutes
Tennessee	6	Tennessee Statutes
Texas	4	Texas Statutes
Utah	4	Utah Statutes
Vermont	6	Vermont Statutes
Virginia	3	Virginia Statutes
Washington	3	Washington Statutes
West Virginia	5	West Virginia Statutes
Wisconsin	6	Wisconsin Statutes
Wyoming	8	Wyoming Statutes

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